Sen. Roger Marshall told Newsmax’s Wake Up America that Obamacare has done precisely what critics warned: it empowered big insurance companies while leaving ordinary Americans to pay the price. He said the Affordable Care Act has turned into a gravy train for insurers and warned that the temporary pandemic-era subsidies only masked the underlying rot in the system.
Marshall called the law “anything but affordable” and argued that Washington’s band-aid subsidies have expanded costs and waste instead of lowering them for real families. That’s a reality too many Americans already feel at the pharmacy counter and in their monthly premiums — while insurance executives count the profits.
The senator didn’t just criticize; he laid out a conservative solution: put control back in the hands of citizens by routing federal health dollars directly into Health Savings Accounts so families can shop, save, and negotiate for care. Marshall has backed legislation that expands HSA access and patient-driven options, joining colleagues on bills that decouple HSAs from one-size-fits-all, government-centered plans.
That approach isn’t radical — it’s common-sense reform Republicans have been pushing: expand HSAs, make direct primary care usable with tax-advantaged dollars, and allow bronze and catastrophic plans to pair with HSAs so people truly have choices. Recent GOP proposals would make HSAs work for more Americans and let federal dollars follow the patient instead of padding insurer balance sheets.
This fight is about more than policy language; it’s about who we reward in Washington. Do we continue a system that funnels taxpayer money to corporate insurance giants, or do we rein in waste, cut out the middlemen, and give hardworking Americans the freedom to manage their own health care? Marshall is right to frame this as both a fiscal and a moral issue, and Republicans should stop apologizing and start delivering.
If you’re tired of getting fleeced by monopolistic insurers and a federal system that treats citizens like entries on a spreadsheet, then support leaders who back patient power over bureaucratic control. It’s time to empower families with real choices, dollar-for-dollar accountability, and common-sense reforms that put America back on the road to affordable, high-quality care.

