Michael and Susan Dell just put their money where their mouth is, pledging roughly $6.25 billion to seed so‑called “Trump Accounts” for 25 million American children — a historic act of private charity that will jumpstart lifelong savings for millions of families. This is real philanthropy that actually helps working people instead of funding another self-congratulatory left-wing think tank.
The Trump Accounts program itself is straightforward and pro-family: the Treasury will seed $1,000 into accounts for children born between 2025 and 2028, and those funds will be invested in low-cost index funds so parents and kids can benefit from the long-term growth of the American economy. It allows annual contributions and is designed to turn early savings into real capital for education, a home, or a new business when a young person reaches adulthood.
Conservatives should celebrate that private citizens like the Dells are stepping up to expand opportunity rather than piling more dependency on taxpayers. Their $250 gifts to children in lower- and middle-income ZIP codes target those who need a leg up and will encourage families to opt into saving and investing for the future.
This is exactly the kind of policy that empowers families and rebuilds the American promise: small sums compounded over decades can turn into meaningful capital, not entitlement handouts that erode responsibility. If parents see even a few hundred dollars planted for their child, many will be motivated to add to it, teach savings habits, and aim for upward mobility.
Of course the left will nitpick the program’s imperfections — saying $250 here or $1,000 there isn’t enough to erase inequality overnight — but conservatives know the answer isn’t endless redistribution, it’s expanding ownership and opportunity. This mix of targeted philanthropy and market-based growth is a far better path to prosperity than expanding government dependency.
Now the ball is in the court of other business leaders, employers, and everyday patriots to match the Dells’ generosity and to support the Trump administration’s move to make children stakeholders in America’s future. Republicans should push for a smooth, simple rollout with minimal red tape so families can claim these accounts quickly — and we should demand that Washington stop complicating success with unnecessary regulations.
